Are you thinking of making changes without a building permit?

✅ Impact on Resale Value
If you ever decide to sell, unpermitted work can raise red flags. Buyers (and their lenders) want assurance that improvements meet safety standards. Missing permits may delay or even jeopardize a sale, or force you to lower your asking price.

✅ Legal, Safety, and Environmental Requirements
Permits exist to ensure your project complies with building codes, zoning by-laws, and environmental protections. This includes setback rules—the required distance between your home, dock, or septic system and the water, roads, or property lines. Ignoring setbacks can lead to costly fines, forced removal of structures, or major headaches when it’s time to sell.

✅ Even in “Unorganized” Areas
Some people think permits don’t apply in places like unorganized Parry Sound. While municipal by-laws may not apply, certain permits still are required—for example:

  • Septic permits (regulated by the health unit)
  • Electrical permits (regulated by the ESA)
  • Environmental approvals for shoreline work

Skipping these can still create issues for insurance, resale, or compliance with provincial regulations.

✅ Insurance Coverage
Unpermitted work can void your home insurance if a claim arises from the unapproved renovation.

✅ Peace of Mind
Having the right paperwork provides certainty that your investment is protected, compliant, and transferable to the next owner.

In short, permits aren’t just “red tape”—they’re an important safeguard for your property’s value, safety, and future marketability.

Thinking about a renovation on your waterfront or rural property? I’d be happy to guide you to the right resources so you avoid costly mistakes and protect your investment.

Richard Gambling, REALTOR®
HomeLife Optimum Realty Brokerage
Direct 705-349-8030
HouseAgents.ca@gmail.com

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NEDA HEDAYATI & RICHARD GAMBLING
REALTOR® & REALTOR®
HomeLife
Optimum Realty, Brokerage
Independently Owned & Operated



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